Derek Tharp, Ph.D., CFP®, CLU® - President & Founder
Derek is a CERTIFIED FINANCIAL PLANNER™ and the founder of Conscious Capital, Inc. Derek has over eight years of experience helping clients plan for retirement and achieve their financial goals. In addition to working with clients, Derek works as an Assistant Professor of Finance at the University of Southern Maine and serves as the Program Director of USM's Financial Planning program.

Derek regularly contributes to the wealth management section of the Wall Street Journal's Experts Blog. He also blogs at Nerd's Eye View, which is a leading industry blog for financial planners. Derek has been quoted in outlets such as The Wall Street Journal and The New York Times. His research has been published in academic journals such as Journal of Financial PlanningJournal of RetirementFinancial Planning ReviewJournal of Personal Finance, and Journal of Financial Counseling and Planning.

Derek lives in the Portland, ME area with his wife, daughter, and their black lab, Eli. He loves to go hiking with his family and explore all of the wonderful nature that is available in Maine. Derek is originally from the Cedar Rapids, IA area and regularly visits family and clients in the area.

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