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Derek Tharp, Ph.D., CFP®, CLU®
Derek is a CERTIFIED FINANCIAL PLANNER™. Before founding Conscious Capital, Derek worked as a financial planner with several different wealth management firms. He most recently worked with a team of advisors managing over $700 million. Derek was responsible for providing investment and financial planning recommendations for some of the team’s most complex high net worth and non-profit clients.
Derek graduated magna cum laude Iowa State University with a B.S. in Finance and a minor in Economics. Derek also earned an M.F.C.S. with an emphasis in Family Financial Planning from Iowa State before completing his Ph.D. in Personal Financial Planning from Kansas State University. While studying at Kansas State, Derek was been awarded the Cary M. Maguire Fellowship in Applied Ethics with The American College of Financial Services and was a Visiting Dissertation Fellow with the Mercatus Center at George Mason University. Though Derek lives in Cedar Rapids, he currently teaches financial planning coursework at Kansas State University.
Derek regularly contributes to the wealth management section of the Wall Street Journal’s Experts Blog. He also blogs at Nerd’s Eye View, which is a leading industry blog for financial planners. Derek’s financial planning research has been published in academic journals such as the Journal of Retirement and Journal of Personal Finance. He has also coauthored a chapter in the textbook Financial Therapy: Theory, Research, and Practice. Derek has been quoted in financial publications including The Wall Street Journal, The New York Times, Investment Advisor Magazine, Investor’s Business Daily, and Investment News. Derek lives in Cedar Rapids with his wife, Bridget, and their black lab, Eli.